Philadelphia
Area Contingent Fee Disability Lawyers Representing Workers
Questions? we will spend 5-10 minutes with
you discussing your current work situation, your disability/FMLA leave, your
non-compete agreement, your wage claim, your unemployment claim or your
potential lawsuit at no charge to you. Call 610-647-5027 or e-Mail us via our Contact Form.
Am I Entitled to New
Jersey State Temporary Disability Benefit if I Work in Pennsylvania for a
Company That is Headquartered in New Jersey?
Almost all private employers in New Jersey are
required to have temporary disability insurance (TDI) for their employees. TDI insures workers in case they
suffer an illness or disability that:
• prevents them from working, and,
• is not related to their work.
Excellent Disability Benefits Available for New Jersey Employees
TDI may be purchased through the State of New Jersey pursuant to its Temporary Disability Law ("NJ TDL") or it may be purchased through a private insurance company. If purchased through the State, then employees are eligible for benefits only if they work for a “covered employer.” Pursuant to N.J.S.A. 43:21-27(a)(1) defines a covered employer as "any . . . employer subject to the 'unemployment compensation law.’”
Employees who actually work in New Jersey are entitled to N.J. unemployment compensation benefits; hence, if you do not work in New Jersey, you will not be eligible for disability benefits if your employer has purchased TDI from the state (private TDI policies require only that the claimant be an employee).
Here is a list of some common exclusions from coverage under the NJ TDL, i.e. some of the most common reasons why an individual may not be eligible for
coverage under NJ TDL:
· 1. The disability does not exceed seven days in length (the first
seven consecutive days of each period of disability is known as the ("waiting week.");
· 2. The claimant has already received 26 weeks of benefits for this
period of disability. The maximum number of weeks allowable for any one period of disability is 26;
period of disability. The maximum number of weeks allowable for any one period of disability is 26;
· 3. The claimant is not under medical care. He/she must be under the
care of a legally licensed physician, dentist, podiatrist, chiropractor, optometrist, psychologist, certified nurse midwife, or advanced practice nurse.
care of a legally licensed physician, dentist, podiatrist, chiropractor, optometrist, psychologist, certified nurse midwife, or advanced practice nurse.
· 4. The disability resulted from the commission of a criminal act or
was self-inflicted.
· 5. The claimant was discharged by his or her most recent employer for
gross misconduct connected with the work because of a commission of an act
punishable as a crime under the New Jersey Code of Criminal Justice.
· 6. The claimant worked and received wages after the period of
disability began.
· 7. The claimant continues to receive wages from the most recent
employer which together with the temporary disability benefits exceeds their
regular weekly wages immediately prior to the onset of the disability.
Injuries or Illnesses Suffered at Work Not Covered (This Includes "Stress" Claims) |
8. The claimant received unemployment insurance benefits, Social Security Disability benefits or workers' compensation benefits for their period of disability.
Philadelphia Area Employment Attorneys Representing New Jersey Employees
With Temporary Disabilities
We Can Discuss Your Matter at No Charge to You
610-647-5027
Thanks
for checking in with us.